 ▲ Ripple CEO Brad Garlinghouse, XRP/ChatGPT-generated image |
Ripple CEO Brad Garlinghouse has identified 2026 as a historic turning point for the cryptocurrency market, forecasting unprecedented growth.
According to cryptocurrency-focused media outlet U.Today on February 27 (local time), Garlinghouse expressed strong optimism about the future of the crypto industry, emphasizing that 2026 will be the year that proves the industry’s maturity. He pointed to the easing of regulatory uncertainty and the acceleration of institutional capital inflows as key drivers for the market’s next leap forward.
Ripple is seeking to expand its ecosystem not only through cross-border payment innovation using XRP but also through the introduction of its stablecoin RLUSD. Garlinghouse analyzed that as past legal disputes near resolution, an environment has been created in which companies can confidently adopt blockchain technology. He added that institutional frameworks such as the U.S. crypto market structure bill (CLARITY) have played a decisive role in restoring market trust.
Garlinghouse compared the current market environment to the early days of internet adoption, explaining that blockchain is in the process of becoming fundamental infrastructure for the financial system. The participation of institutional investors is extending beyond simple investment to integration with real-world services, setting the current phase apart from previous speculative frenzies. He predicted that these changes will reach their peak in 2026.
The technical sophistication of the XRP Ledger ecosystem and its growing user base also support the positive outlook. Garlinghouse noted that Ripple’s global network is generating tangible financial utility and that more financial institutions are paying attention to XRP’s fast transaction speeds and low costs. He expressed confidence that future growth will be grounded in practical technological utility.
Ripple is strengthening cooperation with global financial hubs to expand its market influence. Garlinghouse expects that as barriers hindering innovation are removed, the pace at which cryptocurrencies integrate into the mainstream economic system will accelerate further.
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