 ▲ Source: Ripple Twitter |
Amid a peculiar trend in which institutional funds are flowing in while retail investors are exiting, the XRP (Ripple) market is reportedly being reshaped into a distinctly “institution-centered structure.”
According to investment-focused outlet FX Leaders on March 8 (local time), XRP is currently trading at around $1.37, down about 2.5% over the past 24 hours. While prices are weakening as the broader cryptocurrency market cools, Ripple’s business foundation and institutional trading activity are reportedly expanding rapidly.
Ripple recently announced that its payment network, Ripple Payments, has surpassed $100 billion in cumulative transaction volume. This milestone is attributed to a roughly 50-fold increase in institutional trading volume since 2022. At the same time, Ripple’s dollar-backed stablecoin RLUSD is approaching a market capitalization of about $1.6 billion. Under the regulatory environment shaped by the GENIUS stablecoin bill, fintech firms Alfred and AltPayNet are reportedly using RLUSD to facilitate payment connections between the United States, Central and South America, and China.
Traditional financial institutions are also beginning to participate in the XRPL ecosystem. European asset manager Aviva Investors is reviewing a plan to tokenize existing investment funds in cooperation with Ripple. In addition, institutional brokerage platform Ripple Prime has added Coinbase Derivatives, expanding access to futures trading for XRP, Bitcoin (BTC), Ethereum (ETH), and Solana (SOL).
On-chain data shows accumulation led by large holders. Wallets holding between 10 million and 1 billion XRP have accumulated approximately 4.18 billion additional XRP since the market shock in October 2025, amounting to about $6.7 billion. Meanwhile, the proportion of XRP supply held on exchanges has declined, suggesting that a significant volume has moved into long-term storage wallets. In contrast, retail investor interest has weakened. XRP futures open interest currently stands at about $2.33 billion, a sharp decline from roughly $11 billion in July last year.
Technically, the short-term upward trend appears to be faltering. XRP recently broke below its ascending trendline, while the 50-day EMA ($1.39) and 100-day EMA ($1.41) have also turned downward. The key support level is at $1.336; if this level breaks, analysts warn that the price could quickly drop toward the $1.30–$1.27 demand zone. The Relative Strength Index (RSI) stands at around 42, indicating that while the asset is not yet in oversold territory, upward momentum is weakening.
According to CoinMarketCap, XRP has fallen further to $1.34 as of the time of writing.
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