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Despite major positive developments such as the dismissal of the U.S. Securities and Exchange Commission lawsuit and regulatory approvals, the XRP (XRP, Ripple) exchange-traded fund, which has plunged 67% from its peak, is reportedly becoming a playground for large-scale institutional accumulation and preparing for an explosive rebound.
According to investment outlet TradingNews on March 7 (local time), XRPI, an XRP ETF listed on Nasdaq, closed at $7.73, down 4.09% from the previous day, while Rex-Osprey’s XRPR ended at $11.10, both trading at about half of their 52-week highs. However, behind the apparent price decline lies the massive capital strength of institutions, with seven U.S.-listed XRP spot ETFs firmly holding 982.51 million XRP—equivalent to 1.6% of the total circulating supply—worth approximately $1.2 billion.
The market has misinterpreted the recent outflow of 44 million XRP from Binance as a sign of declining liquidity and selling pressure, but this interpretation is completely misguided. Binance’s XRP reserves are fully collateralized at 102.99%, and the large withdrawal that occurred on February 27, just before the outbreak of war, is a typical sign of accumulation, with major holders moving assets to private wallets or institutional custody for long-term holding.
More importantly, XRP’s fundamental outlook has changed entirely compared to the past. In March 2025, the SEC lawsuit was fully concluded, and Ripple received conditional approval for a trust bank charter from the U.S. Office of the Comptroller of the Currency (OCC), marking its leap into a legitimate institutional financial entity. In addition, major asset managers such as BlackRock are closely monitoring the XRP Ledger as infrastructure for tokenizing $400 trillion worth of real-world assets. Should the U.S. crypto market structure bill (the CLARITY Act), currently pending in the Senate, pass, its impact is expected to be extraordinary.
The real reason XRP remains trapped in the $1.35 to $1.36 range is not a flaw in the asset itself but rather macroeconomic shocks and Bitcoin’s trajectory. Capital rotation has been delayed as Bitcoin has failed to break above $72,000, the threshold needed to trigger an altcoin cycle. However, judging by the movements of major altcoins such as Cardano (ADA), the market appears to be at the tail end of a downtrend and entering a significant accumulation phase.
Ultimately, XRPI’s current price of $7.73 represents a golden buying opportunity, discounted by 67% due to macroeconomic fear despite all institutional tailwinds. The outlet emphasized that if Bitcoin surpasses $72,000 in tandem with progress on the CLARITY Act, XRP ETFs could surge more than 81% within the next 12 months to reach a target price of $14, designating the low-$7 range as a strong buy zone.
*Disclaimer: This article is for investment reference only and does not accept responsibility for any investment losses incurred based on its content. The information provided should be interpreted for informational purposes only.*