 ▲ Bitcoin (BTC), Housing/ChatGPT-generated image |
A cryptocurrency-based real estate financing platform combining full rent refunds with ultra-low 2.99% annual interest loans has emerged, signaling a potential shake-up in the industry as it seeks to break through the severe housing affordability crisis in the United States.
Zach Ipour, CEO of Megatel Homes, appeared on the virtual asset-focused YouTube channel Paul Barron Network on Feb. 15 (local time) to unveil the core strategy and groundbreaking benefits of the MegaPrime platform. Ipour introduced MegaPrime as the world’s first payment platform to integrate virtual assets with real estate transactions and everyday spending, adding that, in a rare case for a crypto product, it has received a no-action letter from the U.S. Securities and Exchange Commission (SEC).
The core of MegaPrime, the MegaPrime Token (MP), is scheduled for official launch on Feb. 26, 2026, offering unprecedented rewards for renters and homebuyers. Through the Rent Forward program, tenants who pay monthly rent using MP tokens receive 20% of their monthly payment back in tokens. If they make payments faithfully for 12 months, they can receive a refund of up to 100% of the total rent paid over the past year, capped at $25,000, upon purchasing a home.
Benefits for homebuyers are even more striking. Amid persistently high interest rates, the platform offers a 30-year fixed-rate mortgage at just 2.99% annually. Buyers can access this ultra-low rate—roughly half that of traditional bank loans—simply by paying their earnest money deposit in MP tokens. Ipour emphasized that such unprecedented rates lower the barriers to homeownership and serve as an innovative financial tool to help many aspiring homeowners achieve their dream of owning a home.
Despite skepticism from the traditional real estate industry, the MegaPrime program has demonstrated explosive demand, with hundreds of home contracts signed within just three weeks of its launch. Megatel Homes currently operates primarily in Texas and Oklahoma and plans to expand into Florida and other states by the third quarter of 2026. Ipour expressed confidence that fully integrating cryptocurrency with real estate assets could generate a market worth trillions of dollars, positioning MegaPrime at the forefront of a new paradigm in property transactions.
Moving beyond simple virtual asset investment, MegaPrime is building a payment ecosystem closely linked to the real economy, emerging as an alternative solution to the chronic affordability challenges in the housing market. Having cleared regulatory hurdles with the SEC, the influence of cryptocurrency in actual home transactions is expected to expand further following the launch of the MP token.
Disclaimer: This article is for investment reference only, and we are not responsible for any investment losses arising from its use. The content should be interpreted solely for informational purposes.