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Expert Says ‘The Era of Bitcoin Is Over,’ Predicts XRP Will Become No. 1 by Market Cap

2026-02-14(토) 07:02
비트코인(BTC), 엑스알피(XRP)

▲ Bitcoin (BTC), XRP

A bold prediction has emerged that XRP will surpass Bitcoin (BTC) within the next six years to become the number one cryptocurrency by market capitalization worldwide.

According to crypto media outlet The Crypto Basic on February 13 (local time), Brandon Biggs, a U.S. military veteran and digital asset expert, argued that Bitcoin’s dominance will soon come to an end, citing XRP’s unique utility and rapid pace of institutional adoption. Biggs forecast that before 2032, XRP will fully seize market leadership and stand at the pinnacle of the cryptocurrency ecosystem.

Biggs emphasized that while Bitcoin remains largely confined to functioning as digital gold and a store of value, XRP was designed as core infrastructure to provide liquidity to the global financial system. He analyzed that institutional adoption will surge dramatically due to XRP’s technological advantages and low transaction fees, positioning it as a viable alternative to the international payments network SWIFT (Society for Worldwide Interbank Financial Telecommunication). The fact that many countries are already reviewing XRP Ledger technology to improve cross-border payment efficiency further supports this outlook.

As large-scale capital inflows from traditional finance accelerate, XRP’s value is expected to rise exponentially. Biggs pointed out that Bitcoin’s slower transaction speeds and high costs pose obstacles to large-scale commercial use, stressing that XRP, capable of processing thousands of transactions per second, could become the practical standard for a global currency. He also cited Ripple’s progress in securing legal clarity as a positive signal restoring investor confidence.

“We are standing at a massive turning point in financial history, and XRP will become a pillar supporting the new global economy,” Biggs stated. He added that a so-called “flippening,” in which XRP overtakes Bitcoin in market capitalization, would signify not merely a price surge but a fundamental shift in the financial paradigm. The six-year timeline, he explained, aligns with the period required for global financial institutions to fully integrate a new digital asset standard.

Market participants are closely watching whether this provocative prediction will materialize. While Bitcoin’s symbolic status remains strong, XRP’s growing momentum driven by real-world use cases suggests that competition for the top market capitalization ranking may be entering a new phase.

*Disclaimer: This article is for investment reference only and we are not responsible for any investment losses resulting from its use. The content should be interpreted for informational purposes only.*